Featured
Welcome to Hudson, Kansas

Welcome to Hudson, Kansas

Located on the Wetlands and Wildlife Scenic By-Way in Central Kansas, Hudson, Kansas is an incorporated, rural, agricultural based community. Hudson is located in the midst of prime quail, turkey, pheasant, goose, water fowl and deer hunting areas. In fact, Hudson is located approximately 8 miles northwest of one of the 8 Wonders of Kansas—Quivira National Wildlife Refuge. In addition, Hudson is located within driving distance of other “8 Wonders of Kansas” which include:

Used Car Dealerships to the Rescue

Used Car Dealerships to the Rescue

Why Used Car Dealerships Rock

I have the worst luck. Seriously, if something bad is going to happen, it’s going to happen to me. My last car payment had just cleared. I was looking forward to not having a car payment. And what happens? I total my car.


Now, that wouldn’t be so bad, but I’d also just moved into a more expensive apartment. See, I’d planned on not having my car payment and having a few extra hundred dollars in my budget so I was moving into a bigger place. I should have had more than enough to cover it. Until the accident.

I don’t want to get into details because I’m still really mad at myself about it. Let’s just say that technically I was at fault because I was the only vehicle involved but it wasn’t really my fault. Anyway, when I realized that I was somehow going to have to afford my new rent and get another car, I realized that a new car wasn’t in my future. So, I headed out to the used car dealerships around me.

I have to admit, I’m a bit of a snob. I was one of those people who would look down on people who bought used cars because I didn’t think they were as good. But when I really thought about it, the car I totaled was 5 years old with about 65,000 miles on it and I was hoping to keep it for at least another 4 years or so. What was the difference, really?

There were a lot of great used cars for sale online. I found a few I liked and spend a day going around from dealership to dealership until I found something that was perfect for me. It was actually the same make as my totaled car but a more compact model, a toyota yaris. That actually ended up being perfect because I was worried about how I was going to parallel park my old car in front of my new apartment anyway.

So, in the end, everything turned out really well. Better than I could have expected, all things considered. Of course, I wish that the accident had never happened, if only because of the stress it caused me. But everything worked out okay in the end. While I still have a car payment, it’s much less than it used to be. I love my new place. And my used car.

A Handy Guide to Cottage Rentals in Ontario

A Handy Guide to Cottage Rentals in Ontario

Cottage Rentals Ontario – Quick guide

While there are so many different vacation options out there, cottage rentals in Ontario seem to be on the rise. With ever-increasing prices on overseas destinations, air travel being more complicated and slow than ever before thanks to added security measures, and the desire to be somewhere that is safe it’s no wonder that cottage rentals are seeing newfound interest.

A Customized Vacation Experience

If you’re new to cottage rentals then you may not even be aware of what to expect on your vacation. What cottage rentals offer is the chance to really customize your vacation where accommodations are concerned. You’ll get to choose from a variety of properties such as detached homes, cabins, lodges, and condos. This means whether you are traveling as a couple or as a large group, you’re bound to find accommodations that fit your space needs. If you’re looking for cottages I recommend checking out: http://www.yourcottagerentals.ca

As well you’ll be able to get picky where location is concerned. Think about what kind of vacation you want to have, the type of activities and adventures you want to take part in, and the amenities you want your property to have. This again will allow you to narrow down your options and find the right fit.

Unlike with hotel rooms, cottages give you a chance to really spread out and feel at home. You’ll also have such things as a full kitchen so you don’t have to eat out all the time, a family room with TV for relaxing, separate bedrooms, and more than one bathroom depending on the cottage. It’s truly that home away from home feeling that so many vacationers love.

Tips to Make Use Of

When searching for that perfect property there are a few things you’ll want to keep in mind. First consider how close the nearest stores are. You’ll most likely want to stock up on groceries, which means you don’t want to be driving an hour to the nearest store. Laundry facilities can be another concern, as many prefer to be able to do laundry on-site. Parking should be located on-site, and depending on how many people you travel with you may need more than one spot.

Who has the cheapest auto insurance – NOT ME

Who has the cheapest auto insurance – NOT ME

I really need cheaper auto insurance

Since I’ve started working again, we’ve struggled a bit only having the one car. So this weekend, we finally went and got a second one! It’s only small, and it’s not the best one in the world but it doesn’t need to be used all the time – only when both me and dear husband are working.

Unfortunately, that means even more bills! Before I can start using it, we need to sort out an insurance policy for it. I’ve spent the past few days looking up who has the cheapest auto insurance, (looking up here by the way: https://www.autoinsurancemonkey.com/who-has-the-cheapest-auto-insurance/)  and whether it makes more sense to insure both together or separately. I’m really hoping we can find a good joint policy.

We’ve got a quote from our current providers, so we’ve got a baseline of what we’re looking for – if it’s not as cheap or comprehensive as our current one, then we don’t need to consider it. This makes it much easier – I hate not having any idea of a start point, so knowing what we already have in mind is helping. I have been hoping that we might be able to get a good deal by changing though, so we’ll have to see.

We want to avoid a down payment if possible, and I’m anxious enough about driving that I definitely want comprehensive cover. If anything happens I don’t want finances being an extra worry on top of things. With those two things in mind, it does make it easier to narrow down our options because we can write off a lot of policies straight away. We’re doing the initial searching online, then calling to see if they can give us more advice or offers.

Personally, I’d rather put both cars on the same policy just for ease, but if it’s much more expensive than I probably won’t. It’s definitely my current thinking though, so most of my searches have been about who has the cheapest auto insurance for multiple vehicles. It’s just easier to only have to think about one payment and one policy than remember both and what the differences between them are. Unless there’s a huge difference, I’ll probably just take this route because it’s simpler. Plus, I’m hoping to put the kids on the policy next year so they can start learning to drive, so being able to have them on both vehicles means they can get a bit more experience, which is always good.

Why Very Cheap Car Insurance no Deposit Rocks!

Why Very Cheap Car Insurance no Deposit Rocks!

Why is Car Insurance So Important – Here’s My Story

Owning a car isn’t exactly cheap. You’ve got your car payments, gas, car insurance, and regular maintenance and repairs. All in all it can eat up a rather large chunk of your income. It’s easy to start looking at the individual aspects of owning a car and wonder why they are so important to you?

For me it was about car insurance. I couldn’t understand what all that money was even going towards. I was a good driver, I had never even had a speeding ticket, yet I was spending a fortune in car insurance. Well that was all about to change.

When You Least Expect It

We just recently went through a pretty crazy spring that saw more than our fair share of storms. I know how important it is to drive with caution on snow and ice, but I figured rain wasn’t as big a deal. Guess again. As I was approaching a red light in a busy intersection on a very rainy and stormy afternoon, I hit my brakes only to feel my car start to hydroplane across the road and before I knew it I had rear-ended the vehicle in front of me.

Again I’m a good driver, up until this point I’d never had a ticket or been involved in an accident. Even with this accident I saw the red light, I gave myself enough time to brake, it was the weather conditions that caused the accident. 

The one lucky part about the accident was that I wasn’t going fast enough to cause any harm to the driver of the other vehicle or myself, but our cars definitely looked pretty bad. This is when I discovered first-hand just how important car insurance is to have.

The damage to my vehicle and the other driver’s was in the thousands of dollars, then there is the fact that my car had to be in the shop for days so that left me without a vehicle, or so I thought. Just by paying my deductible damage on both vehicles was covered, plus I was given a rental vehicle to drive until mine was ready. If I had to pay for all of that out of pocket, I honestly would have gone bankrupt and had to take out a loan to cover it all.

Look for Cheaper Alternatives

Once I was convinced about the importance of car insurance, I made it my mission to find a way to cut back on the cost. I was able to find very cheap car insurance no deposit, so I have the peace of mind I need should anything ever happen again, plus I’m not paying a fortune each month.P.S I found my no deposit auto insurance here: http://www.verycheapcarinsurancenodeposit.com/

Blog ramble #1 Why driving can be bad

Blog ramble #1 Why driving can be bad

The Pros and Cons of Driving

I had to come up with a list of pros and cons for driving the other day. My friend failed her driving test for the 9th time. That’s right. She failed not once, not twice, but NINE times. That’s 1 less than the number of years she’s been trying to pass for.

Considering the fact that in a decade she has failed to drive safely enough to fool a driving examiner for 30 consecutive minutes. I had to make the list pretty heavy on the ‘cons’ side.

So in case anyone else out there is losing all hope of ever passing their test. Just give up?

Pros of driving

Cons of driving

You can stop taking the bus.

You will have to pay for full coverage car insurance (which, if it takes you that long to get your license I would recommend).

You can start buying full size milk cartons instead of the tiny ones at the grocery store because you won’t have to carry everything you buy. You are more likely to die of a stroke and/or heart attack as a result of road rage induced high blood pressure.
You will likely have many near misses when driving. This causes adrenaline. Adrenaline reduces hunger. Therefore you might lose weight? (OK this one is a push) You are more likely to kill someone else by infuriating them to the point their heart literally gives out.
Parking during the holidays is the worst
Have a higher chance of taking a payday loan in the future.
You will have to take a turn at being the designated driver, and soberly hanging out with drunk people is hell on earth.
You are more likely to get very lost as you’ll be travelling in the wrong direction faster than you would be on foot.
You will have less interesting stories to tell about strange things that happen to you on the train, therefore will be less interesting as a person.